performing through partnership building leaders in financial and business services
Aryza
Aryza is a global provider of case management and process automation software solutions for regulated industries, serving insolvency practitioners, lenders, and regulators.
Aryza Market-leading software solutions for the insolvency, credit and debt recovery sectors
Aryza is a global provider of case management and process automation software solutions for regulated industries, serving insolvency practitioners, lenders, and regulators.
Aryza’s solutions automate a wide range of back and middle office activities including customer data collection, administration, and payment processing. Its scalable technology platform is capable of meeting high volume, high complexity needs and helps customers significantly increase efficiency while ensuring compliance with local legislation.
The breadth and quality of Aryza’s software and service proposition is reflected in its strong and long-term customer relationships. Since its foundation in 2002, the business has grown rapidly both organically and through M&A. Today it is the market leader in the UK, Canada and Ireland with a growing international presence.
BidX1
BidX1 is an end to end property transaction platform that digitalises the entire property transaction process across multiple European countries.
BidX1 Europe’s largest digital property investment platform
BidX1 is an end to end property transaction platform that digitalises the entire property transaction process across multiple European countries.
Its heavily invested platform and execution engine combines professional property expertise with leading proprietary technology supplementing this with rich data analytics and an intentional buyer base to enhance the experience of buying and selling real estate.
Since 2017, BidX1 has sold over €1bn of residential and commercial property across Ireland, UK, Cyprus, South Africa and Spain.
With its continued investment in technology and property expertise, BidX1 is well positioned to continue as a market leader supported by accelerating technology adoption, a growing network effect, enhanced data insights and a perennial demand for real estate assets amongst institutional and retail buyers.
bunq A truly disruptive leading digital bank operating across Europe
bunq was founded in 2012 as a digitally-native, app-based neobank licensed by the Dutch National Bank, and now operates in 30 European where it serves hundreds of thousands of consumers and SMEs.
bunq announced its merger with Capitalflow in 2021, which combines bunq’s significant user base, geographic footprint, and access to deposit funding with Capitalflow’s high-quality multi-asset origination capability and strong presence in the Irish market. This combination has created a high-growth, well-capitalised, and profitable bank, with a clear focus on customer service, deployment of leading technology, and sustainability.
Cashflows
Cashflows is a fast growing fintech provider of payment services to SMEs providing omni-channel native merchant acquiring, payment processing and payment gateway services.
Cashflows Rapidly growing provider of omni-channel payment services to SMEs
Cashflows is a rapidly growing provider of payment services to eCommerce and in-store SME customers.
Its omni-channel native merchant acquiring, payment processing and payment gateway services allow its customers to accept card payments through all payment channels while benefiting from a wide range of ancillary services, including real time data, fraud filters and continuous settlement. The company is also one of the leading providers of ATM processing.
The payments industry remains a patchwork of systems built on legacy infrastructure that too often result in poor customer outcomes. To address this, and many of the pain points frequently encountered by SMEs, Cashflows set out to build, from scratch, a modern, API centric technology stack operating across cloud-based infrastructure.
Today, Cashflows offers an omni-channel native solution to its customers. It owns and operates the technology across the full value chain meaning that it has no reliance on third parties and can provide superior products and services to its customers whilst competing on price. As a principal member of Visa, Mastercard and other major payment networks, Cashflows provides a full independent range of services to its customers.
Cashflows is a fully authorised e-money business authorised by the FCA in the UK and the DNB in the Netherlands with operational presence in both countries.
Ding
Ding is the global leader in international top-up and credit transfers, serving millions of customers around the world.
Ding The world’s largest mobile top-up service
Ding is the world’s largest mobile top-up service, allowing friends, family, and dispersed communities to send mobile credit and data through a simple, safe, and convenient technology platform.
The business is headquartered in Ireland and uses a global distribution platform to serve customers in over 150 countries through its network of 550 mobile operators. Ding’s top-ups allow friends and family to keep in touch, fostering closer links and community ties between its users whilst promoting financial inclusion and global connectivity.
Ding has established online and offline distribution channels, offering customers the ability to top-up online, on the Ding app and via partners through the Ding API. It’s strong consumer brand and focus on customer experience has been a key driver of the business’ impressive track record of growth.
ezbob
Rapidly-growing lending-as-a-service (LaaS) provider, deploying an award-winning digital proposition for banks and financial institutions.
ezbob Leading Digital SME Lending-as-a-Service Solution
ezbob is a UK and Israel-based software company which has developed a leading proprietary online lending (LaaS) platform used by leading banks and financial institutions to power their digital SME lending propositions. The business has delivered rapid growth in recent years as its award-winning technology is adopted by its clients to allow them to offer a streamlined, automated online lending offering to their customers.
Freedom Finance
Freedom Finance is a leading digital lending marketplace in the UK with 2m annual customers.
Freedom Finance One of the UK’s largest digital lending marketplaces
Freedom Finance is a leading digital lending marketplace in the UK with 2m annual customers. Freedom Finance offers the UK’s only real rates, a seamless customer journey and an unrivalled lender panel. The business has been a significant influence in the shift of UK consumers to digital and intermediated distribution of lending products.
Freedom’s proprietary decision engine enables a multi-product offering that includes unsecured personal loans, guarantor loans, credit cards, car finance, IVAs and 2nd-charge mortgages. Growing brand awareness enables the business to utilise digital and traditional marketing channels as well as introducer leads under the Freedom Finance brand. In addition, the team has developed strong affinity partnerships with leading consumer brands to white-label the platform as their consumer lending offering.
Kingswood
Kingswood is a fast growing integrated wealth management business offering bespoke wealth planning and investment management solutions to over 19,000 clients.
Kingswood One of the fastest growing international wealth management consolidators
Kingswood is a fast growing, international wealth manager offering bespoke wealth planning and investment management solutions to over 19,000 active clients.
Through its expanding network of local offices across both the UK and the US, Kingswood manages approx. £9.1 billion of assets for its clients who range from private individuals to some of the largest universities and institutions.
Kingswood empowers its advisers to provide high quality financial advice to their clients in a suitable and sustainable manner through the provision of best-in-class technology, a wide range of central support functions and a broad and diverse discretionary investment management offering.
Pollen Street’s investment accelerates Kingswood’s consolidation strategy and ambitions to create a global wealth management business through targeted acquisitions in both the UK and US.
Lumon
Lumon is an established, trusted player in a large and growing market, offering high-touch customer service, a broad-range of online and offline products, fast and effective execution, and competitive rates.
Lumon A leading provider of overseas payments and hedging services to businesses and personal customers
Lumon, in combination with sister brands Infinity International and Earthport FX, is a long established, trusted player in a large and growing market. The company combines people, technology and expertise to enable effortless cross border payments. Corporate and consumer clients are originated directly and through a diverse partner network, and served online or via the telephone. The business has long-term relationships with its customers and partners which drives a significant proportion of repeat business and strong financial performance. In the crowded overseas payments space, Lumon combines the companies’ expertise to bring bank-beating rates and cutting-edge technology together to provide clarity on moving money across borders for both business and personal customers across the portfolio.
This investment builds on Pollen Street’s successful exit of Moneycorp, and we believe the group is well-positioned to gain share in the corporate and consumer markets through excellent customer service, expanding origination networks and investment in technology and data.
Markerstudy
Markerstudy is a leading multi-channel, technology-led UK personal lines insurance platform. Markerstudy has a strong competitive position, with a broad product offering and differentiated technology platform.
Markerstudy Markerstudy is a leading multi-channel, technology-led UK personal lines insurance platform.
A market leader with extensive experience across several segments in the near and non-standard markets, Markerstudy has a strong competitive position, with a broad product offering and differentiated technology platform.
Markerstudy has developed a transformative technology platform, which enables superior efficiency, improved customer engagement and near real time continuous pricing improvements. By embracing digital transformation, Markerstudy is positioned for sustained growth.
The quality of Markerstudy’s offering is reflected in its leading customer ratings, and the depth of relationships with over intermediaries. Established in 2001, the business has grown rapidly, through organic growth and M&A. Today Markerstudy is recognized as a top 5 motor insurer.
Oplo
Oplo is a fast growing diversified consumer lender providing home loans, personal loans and car finance.
Oplo Empowering consumers to improve their credit score through specialist technology-driven underwriting
Oplo is a fast growing diversified consumer lender providing home loans, personal loans and car finance.
The business differentiates itself from the competition by providing consumers greater speed and certainty of execution through its flexible API led distribution model, data driven risk based pricing and specialist underwriting . Oplo optimises the use of technology whilst retaining the human touch – fundamental to understanding and serving customers effectively. The business combines the efficiency of automated proprietary scorecards with detailed, multi-stage underwriting which has proven to deliver superior customer outcomes whilst consistently delivering strong returns.
The business has grown strongly under Pollen Street’s ownership to become one of the leading technology driven specialist lenders in the UK with the outstanding lending on a run rate to achieve £500m to over 50,000 customers in the next 12 months.
Pacific Fund Systems
Pacific Fund Systems is a leading provider of fund administration software systems to third-party fund administrators, offering a single, end-to-end system across the full spectrum of fund administration disciplines.
Pacific Fund Systems Single, end-to-end system across the full spectrum of fund administration
Pacific Fund Systems was established in 1999 and has since grown into an acknowledged global leader in supporting investment fund accounting and administration. The company holds a unique position in the marketplace, offering a single, end-to-end system across the full spectrum of fund administration disciplines, providing a NAV accounting, investor registration and reporting solution for all fund types from retail funds to complex alternative investment funds.
Its software solution automates and simplifies the work processes of fund administrators by replacing multiple legacy systems with PFS-PAXUS, a fully integrated software solution alongside PFS-CONNECT, the customer web access built into its core. PFS-PAXUS fully supports the administration of all manner of open and closed-ended traditional and alternative funds, including Hedge Funds, Fund of Hedge Funds, Partnerships, and Private Equity investment structures.
Pivotal Growth
Pivotal Growth is a joint venture between Pollen Street and LSL Property Services, formed with the aim of building a leading, UK wide mortgage broker powered by market leading technology, first class regulatory compliance and exemplary customer service.
Pivotal Growth Building the UK’s leading, digitally enabled mortgage broker
Pivotal Growth is a joint venture between Pollen Street and LSL Property Services, formed with the aim of building a leading, UK wide mortgage broker powered by market leading technology, first class regulatory compliance and exemplary customer service.
The UK mortgage distribution market is highly fragmented with significant opportunity for accretive consolidation, whilst increasing regulatory requirements and consumer demand for online services continues to provide scale benefits to larger players.
LSL Property Services are a leading player in the property services industry and operate the second largest UK mortgage network in the UK.
The joint venture builds on Pollen Street’s substantial track record of accretive consolidation including Specialist Risk Group (Insurance Broking), Kingswood (Wealth Management) and Foreign Currency Direct (International Payments)
Proactis
Proactis is a business spend management software provider, enabling clients to make their purchasing activities more effective through digitalisation of trade processes, workflow management and automation tools, and embedded finance capabilities.
Proactis Enabling digital trade by helping organisations around the world to control 100% of their spend
Proactis is a leading business spend management (“BSM”) software provider focused on serving mid-market clients in a range of service-led industry verticals. The business offers an end-to-end range of modular source-to-pay capabilities deployed through its cloud-based BSM platform, enabling customers to improve compliance, governance and control over their purchasing activities, reduce the cost of goods and services, and deliver efficiencies through digitalisation of trade and workflow automation solutions. Proactis serves a rapidly growing client base of over 1,000 corporates and public sector bodies across the UK, US and Europe, attracted to Proactis’ value-led proposition which delivers a flexible and effective product set, rapid access to benefits, and direct local customer service throughout the relationship lifecycle.
Punkta
Punkta is a leading insurance services platform, focused primarily on the motor insurance market in Poland. The company has grown to become a key player in the market through offering clients a proprietary technology-enabled proposition which spans the insurance life cycle.
Punkta Punkta is a leading insurance services platform, focused primarily on the motor insurance market in Poland.
Punkta is a leading insurance services platform, focused primarily on the motor insurance market in Poland. The company has grown to become a key player in the market through offering clients a proprietary technology-enabled proposition which spans the insurance life cycle, combined with high quality customer service and unique access to leading products and services.
The business is currently gaining share in a large and growing market for motor insurance, and aims to continue this growth through further client acquisitions in its core B2B corporate channel, broadening its customer acquisition channels to access new markets, and continuing to add to and improve its product and service ranges.
Shawbrook Bank
Shawbrook has built leading positions in a number of carefully selected markets in which it can deploy specialist underwriting and thoughtful innovation alongside a customer focused service proposition to deliver sustainable and attractive return on equity.
Shawbrook Bank A leading specialist SME and Consumer lending and savings bank serving customers who are poorly served by mainstream lenders.
Shawbrook has built leading positions in a number of carefully selected markets serving both small businesses and consumers. Its lending products focus on lending secured by real estate or business assets, in which it can deploy specialist underwriting and thoughtful innovation alongside a customer focused service proposition to deliver sustainable and attractive return on equity.
The business provides commercial mortgages, asset finance and invoice financing to small businesses and various loan types to consumers including home improvement loans, secured loans and unsecured loans. In contrast to many competitors, over 70% of Shawbrook’s business is focussed on small businesses, making it the leading challenger bank in this sector. Shawbrook’s customer focused proposition, combined with strong digital offerings has led it to grow both new lending and its overall balance sheet significantly in recent years.
Tandem UK’s first green digital retail bank
Tandem Bank is a digital bank offering mortgages and savings products in the UK. The bank recently purchased Allium Lending Group, a specialist lender focussed helping customers transform their homes, to become more energy efficient and environmentally friendly, by financing everything from home insulation, energy efficient boilers and double glazing, to solar panels, heat pumps and home charging stations.
To complement its existing suite of award winning products and services Tandem will introduce new green savings and green mortgage products, together with new innovative digital solutions, which will enable its customers to directly contribute to reducing their environmental impact and help to create a more sustainable planet.
Validis
Validis is a pioneering technology business focused on the extraction, standardisation and transfer of SME accounting data.
Validis High-growth technology business with a unique data proposition
Validis is a pioneering technology business focused on the extraction, standardisation, and transfer of SME accounting data.
Validis provides financial data transmission software solutions for global accountancy firms, financial institutions, and commercial businesses, enabling them to make better, real-time decisions. Its software connects directly to mid-tier accounting packages and transmits data directly from the source; generates reports; provides access to a client’s validated data set; provides data analysis and interrogates down to double entry for absolute accuracy.
Over 100 organisations trust Validis to power their financial and accounting services with live, accurate client financial information. These include all four of the BIG4 global accounting firms and four of the five largest UK banks.