performing through partnership building leaders in financial and business services
Aryza
Aryza is a global provider of case management and process automation software solutions for regulated industries, serving insolvency practitioners, lenders, and regulators.
Aryza Market-leading software solutions for the insolvency, credit and debt recovery sectors
Aryza is a global provider of case management and process automation software solutions for regulated industries, serving insolvency practitioners, lenders, and regulators.
Aryza’s solutions automate a wide range of back and middle office activities including customer data collection, administration, and payment processing. Its scalable technology platform is capable of meeting high volume, high complexity needs and helps customers significantly increase efficiency while ensuring compliance with local legislation.
The breadth and quality of Aryza’s software and service proposition is reflected in its strong and long-term customer relationships. Since its foundation in 2002, the business has grown rapidly both organically and through M&A. Today it is the market leader in the UK, Canada and Ireland with a growing international presence.
BidX1
BidX1 is an end to end property transaction platform that digitalises the entire property transaction process across multiple European countries.
BidX1 Europe’s largest digital property investment platform
BidX1 is an end to end property transaction platform that digitalises the entire property transaction process across multiple European countries.
Its heavily invested platform and execution engine combines professional property expertise with leading proprietary technology supplementing this with rich data analytics and an intentional buyer base to enhance the experience of buying and selling real estate.
Since 2017, BidX1 has sold over €1bn of residential and commercial property across Ireland, UK, Cyprus, South Africa and Spain.
With its continued investment in technology and property expertise, BidX1 is well positioned to continue as a market leader supported by accelerating technology adoption, a growing network effect, enhanced data insights and a perennial demand for real estate assets amongst institutional and retail buyers.
BIK
BIK is a leading insurance services platform, focused primarily on the motor insurance market in Poland. The company has grown to become a key player in the market through offering clients a proprietary technology-enabled proposition which spans the insurance life cycle.
BIK BIK is a leading insurance services platform, focused primarily on the motor insurance market in Poland.
BIK is a leading insurance services platform, focused primarily on the motor insurance market in Poland. The company has grown to become a key player in the market through offering clients a proprietary technology-enabled proposition which spans the insurance life cycle, combined with high quality customer service and unique access to leading products and services.
The business is currently gaining share in a large and growing market for motor insurance, and aims to continue this growth through further client acquisitions in its core B2B corporate channel, broadening its customer acquisition channels to access new markets, and continuing to add to and improve its product and service ranges.
Capitalflow
Capitalflow is one of Ireland’s fastest growing specialist lenders, supplying a range of secured lending products to small and medium-sized enterprises in a market traditionally underserved by larger banks.
Capitalflow High growth asset backed lender to small businesses across Ireland
Capitalflow is one of Ireland’s fastest growing specialist lenders, supplying a range of secured lending products to small and medium-sized enterprises in a market traditionally underserved by larger banks.
The business provides commercial mortgages, asset finance, invoice discounting, and other working capital products to Irish businesses looking for capital to grow. The company benefits from growing loan origination, high levels of customer satisfaction and low loan-to-value ratios driving low impairments.
The company has recently launched its digital proposition which has helped Capitalflow to become a leader in driving digital led efficiency across the lending sector in Ireland.
This combination has led to both rapid growth for the company and the generation of a strong brand as modern, SME-focused specialist providing a leading proposition for Irish businesses.
Cashflows
Cashflows is a fast growing fintech provider of payment services to SMEs providing omni-channel native merchant acquiring, payment processing and payment gateway services.
Cashflows Rapidly growing provider of omni-channel payment services to SMEs
Cashflows is a rapidly growing provider of payment services to eCommerce and in-store SME customers.
Its omni-channel native merchant acquiring, payment processing and payment gateway services allow its customers to accept card payments through all payment channels while benefiting from a wide range of ancillary services, including real time data, fraud filters and continuous settlement. The company is also one of the leading providers of ATM processing.
The payments industry remains a patchwork of systems built on legacy infrastructure that too often result in poor customer outcomes. To address this, and many of the pain points frequently encountered by SMEs, Cashflows set out to build, from scratch, a modern, API centric technology stack operating across cloud-based infrastructure.
Today, Cashflows offers an omni-channel native solution to its customers. It owns and operates the technology across the full value chain meaning that it has no reliance on third parties and can provide superior products and services to its customers whilst competing on price. As a principal member of Visa, Mastercard and other major payment networks, Cashflows provides a full independent range of services to its customers.
Cashflows is a fully authorised e-money business authorised by the FCA in the UK and the DNB in the Netherlands with operational presence in both countries.
ezbob
Rapidly-growing lending-as-a-service (LaaS) provider, deploying an award-winning digital proposition for banks and financial institutions
ezbob Leading Digital SME Lending-as-a-Service Solution
ezbob is a UK and Israel-based software company which has developed a leading proprietary online lending (LaaS) platform used by leading banks and financial institutions to power their digital SME lending propositions. The business has delivered rapid growth in recent years as its award-winning technology is adopted by its clients to allow them to offer a streamlined, automated online lending offering to their customers.
Foreign Currency Direct
Foreign Currency Direct (FCD) is an established, trusted player in a large and growing market, offering high-touch customer service, a broad-range of online and offline products, fast and effective execution, and competitive rates.
Foreign Currency Direct A leading provider of international payments and hedging services to SMEs and private individuals
Foreign Currency Direct, in combination with sister brand Infinity International, is a long established, trusted player in a large and growing market. The company combines people, technology and expertise to enable effortless cross border payments. Corporate and consumer clients are originated directly and through a diverse partner network, and served online or via the telephone. The business has long-term relationships with its customers and partners which drives a significant proportion of repeat business and strong financial performance.
This investment builds on Pollen Street’s successful exit of Moneycorp, and we believe the group is well-positioned to gain share in the corporate and consumer markets through excellent customer service, expanding origination networks and investment in technology and data.
Freedom Finance
Freedom Finance is a leading digital lending marketplace in the UK with 2m annual customers.
Freedom Finance One of the UK’s largest digital lending marketplaces
Freedom Finance is a leading digital lending marketplace in the UK with 2m annual customers. Freedom Finance offers the UK’s only real rates, a seamless customer journey and an unrivalled lender panel. The business has been a significant influence in the shift of UK consumers to digital and intermediated distribution of lending products.
Freedom’s proprietary decision engine enables a multi-product offering that includes unsecured personal loans, guarantor loans, credit cards, car finance, IVAs and 2nd-charge mortgages. Growing brand awareness enables the business to utilise digital and traditional marketing channels as well as introducer leads under the Freedom Finance brand. In addition, the team has developed strong affinity partnerships with leading consumer brands to white-label the platform as their consumer lending offering.
Kingswood
Kingswood is a fast growing integrated wealth management business offering bespoke wealth planning and investment management solutions to over 16,000 clients.
Kingswood One of the fastest growing international wealth management consolidators
Kingswood is a fast growing, international wealth manager offering bespoke wealth planning and investment management solutions to over 16,000 clients.
Through its expanding network of local offices across both the UK and the US, Kingswood manages approx. £5.6 billion of assets for its clients who range from private individuals to some of the largest universities and institutions.
Kingswood empowers its advisers to provide high quality financial advice to their clients in a suitable and sustainable manner through the provision of best-in-class technology, a wide range of central support functions and a broad and diverse discretionary investment management offering.
Pollen Street’s investment accelerates Kingswood’s consolidation strategy and ambitions to create a global wealth management business through targeted acquisitions in both the UK and US.
Oplo
Oplo is a fast growing diversified consumer lender providing home loans, personal loans and car finance.
Oplo Empowering consumers to improve their credit score through specialist technology-driven underwriting
Oplo is a fast growing diversified consumer lender providing home loans, personal loans and car finance.
The business differentiates itself from the competition by providing consumers greater speed and certainty of execution through its flexible API led distribution model, data driven risk based pricing and specialist underwriting . Oplo optimises the use of technology whilst retaining the human touch – fundamental to understanding and serving customers effectively. The business combines the efficiency of automated proprietary scorecards with detailed, multi-stage underwriting which has proven to deliver superior customer outcomes whilst consistently delivering strong returns.
The business has grown strongly under Pollen Street’s ownership to become one of the leading technology driven specialist lenders in the UK with the outstanding lending on a run rate to achieve £500m to over 50,000 customers in the next 12 months.
Pacific Fund Systems
Pacific Fund Systems is a leading provider of fund administration software systems to third-party fund administrators, offering a single, end-to-end system across the full spectrum of fund administration disciplines.
Pacific Fund Systems Single, end-to-end system across the full spectrum of fund administration
Pacific Fund Systems was established in 1999 and has since grown into an acknowledged global leader in supporting investment fund accounting and administration. The company holds a unique position in the marketplace, offering a single, end-to-end system across the full spectrum of fund administration disciplines, providing a NAV accounting, investor registration and reporting solution for all fund types from retail funds to complex alternative investment funds.
Its software solution automates and simplifies the work processes of fund administrators by replacing multiple legacy systems with PFS-PAXUS, a fully integrated software solution alongside PFS-CONNECT, the customer web access built into its core. PFS-PAXUS fully supports the administration of all manner of open and closed-ended traditional and alternative funds, including Hedge Funds, Fund of Hedge Funds, Partnerships, and Private Equity investment structures.
Shawbrook Bank
Shawbrook has built leading positions in a number of carefully selected markets in which it can deploy specialist underwriting and thoughtful innovation alongside a customer focused service proposition to deliver sustainable and attractive return on equity.
Shawbrook Bank A leading specialist SME and Consumer lending and savings bank serving customers who are poorly served by mainstream lenders.
Shawbrook has built leading positions in a number of carefully selected markets serving both small businesses and consumers. Its lending products focus on lending secured by real estate or business assets, in which it can deploy specialist underwriting and thoughtful innovation alongside a customer focused service proposition to deliver sustainable and attractive return on equity.
The business provides commercial mortgages, asset finance and invoice financing to small businesses and various loan types to consumers including home improvement loans, secured loans and unsecured loans. In contrast to many competitors, over 70% of Shawbrook’s business is focussed on small businesses, making it the leading challenger bank in this sector. Shawbrook’s customer focused proposition, combined with strong digital offerings has led it to grow both new lending and its overall balance sheet significantly in recent years.
Specialist Risk Group
Specialist Risk Group is the leading pan-European specialist insurance broking and MGA platform offering solutions to more than 17,000 corporates and SMEs.
Specialist Risk Group One stop shop aggregator of specialist business insurance solutions
Specialist Risk Group is the leading pan-European specialist insurance broking and MGA platform offering solutions to more than 17,000 corporates and SMEs.
The company offers specialist insurance products and access to the Lloyd’s and London insurance markets through bespoke covers, unique wordings and exclusive capacity for clients operating in specialist industries such as construction; courier and delivery; education; engineering services; haulage; jewellery; leisure and entertainment; manufacturing; private ambulance; retail; and waste and recycling.
The business is the leading “one stop shop” aggregator for complex and hard to place risks and is one of the fastest growing brokers in the UK. The business enjoys a market leading track record of organic growth driven by new product innovation, and is a highly scalable and technology-enabled platform equipped to deliver significant scalability and full integration of acquisitions. The company is well known for its excellent long term relationships with its insurer partners, high customer service and leading market access.
Tandem
Tandem Bank is a green digital bank offering mortgages, credit cards and savings products in the UK.
Tandem UK’s first green digital retail bank
Tandem Bank is a digital bank offering mortgages, credit cards and savings products in the UK. The bank recently purchased Allium Lending Group, a specialist lender focussed helping customers transform their homes, to become more energy efficient and environmentally friendly, by financing everything from home insulation, energy efficient boilers and double glazing, to solar panels, heat pumps and home charging stations.
To complement its existing suite of award winning products and services Tandem will introduce new green savings and green mortgage products, together with new innovative digital solutions, which will enable its customers to directly contribute to reducing their environmental impact and help to create a more sustainable planet.
Validis
Validis is a pioneering technology business focused on the extraction, standardisation and transfer of SME accounting data.
Validis High-growth technology business with a unique data proposition
Validis is a pioneering technology business focused on the extraction, standardisation, and transfer of SME accounting data.
Validis provides financial data transmission software solutions for global accountancy firms, financial institutions, and commercial businesses, enabling them to make better, real-time decisions. Its software connects directly to mid-tier accounting packages and transmits data directly from the source; generates reports; provides access to a client’s validated data set; provides data analysis and interrogates down to double entry for absolute accuracy.
Over 100 organisations trust Validis to power their financial and accounting services with live, accurate client financial information. These include all four of the BIG4 global accounting firms and four of the five largest UK banks.