Regi is an Investment Director at Pollen Street Capital and has worked closely with the team since 2015. He has over 15 years’ experience in banking, from consumer retail lending (credit cards, mortgages) to wholesale structured lending, currently his focus is on originating and executing portfolio purchases. Recent transactions include the GE, Caledonian and Green Deal portfolio acquisitions.
Prior to joining the team, Regi spent ten years at Citi, in a business planning and strategy role across Europe. Regi holds as BSc in Actuarial Science from Citi University, a masters degree in International Banking and Finance from Bangor University and an MBA from London Business School.
James joined Pollen Street Capital in 2018 as part of the Private Equity team bringing with him experience in private equity and investment banking. As well as financial services, he has been active across a number of sectors including TMT, business services and healthcare.
Prior to joining the team, James spent four years at Evercore in the financial services M&A practice. Prior to that, he was at Edmond de Rothschild and began his career at Rothschild & Co.
James holds a BA in Philosophy, Politics and Economics from Oxford University.
James is an Investment Director at Pollen Street and joined the team in 2018 as part of the real estate investment team. James’ previous experience includes both domestic and multi-jurisdictional real estate finance transactions. He has worked on a range of deals in Europe, the US and Australia covering senior/mezzanine structures, A/B whole loans, development and investment finance, hotels, shopping centres, Sharia and portfolio financing.
Prior to joining Pollen Street Capital, James spent four years at Linklaters LLP in the global banking and real estate finance teams after joining from Berwin Leighton Paisner LLP (now Bryan Cave Leighton Paisner LLP). James has also undertaken secondments to M&G Investments and the Royal Bank of Canada as part of their origination, credit analysis and structuring teams. Prior to this, James spent two years at Hargreaves Lansdown as an investment consultant and stockbroker.
James has a law degree from the University of Bristol.
William has been investing in public and private markets since 2004 and is a partner at Pollen Street Capital. Prior to re-joining the Pollen Street team in 2017, William began his career with the team at RBS in 2007 when it managed the £1.1bn Special Opportunities Fund and was responsible for evaluating and executing private equity and opportunistic credit investments. William has also spent 17 years with Citigroup, managing the European special situations and structured finance businesses investing in both debt and equity.
William received his degree in economics from Babson College, graduating with academic honours, before attending Columbia University’s Real Estate Development and Finance program.
David has been in the private equity industry since 2006, with a focus on the financial and business services sectors. Prior to joining the team at Pollen Street Capital in 2014, David qualified as a Chartered Accountant in KPMG’s Transaction Services team before joining Apax Partners in London, and then MVC Capital in Chicago. Recent investments include BIK, Foreign Currency Direct, Capitalflow and 1st Stop.
David holds a BA in Economics from the University of Nottingham, and an MBA from the University of Chicago Booth School of Business.
Paul joined Pollen Street in 2018 to head up the Real Estate efforts for the group. Paul joined from M&G Investments where he created the senior commercial mortgage finance group. Since transferring to London in 1996, Paul has been active in the European commercial mortgage market. In the mid-90s Paul spent six years at Citi/Salomon Brothers establishing their European Real Estate Securitisation group before moving to Goldman Sachs where he co-founded the European Commercial Property Finance Department. Paul also worked at Barclays Capital where he focused on building Barclays Capital’s continental European lending platform.
Paul received his M.B.A. in Finance and Investments and a Master of Science specialising in Commercial Real Estate Finance and Development from the University of Wisconsin.
Michael is a partner of Pollen Street Capital and joined the team in 2006. Michael has extensive experience of private equity and credit investing. He has focused on the payments and technology sectors in recent years along with the lending segments. Mike currently has responsibility for Visionblue and Foreign Currency Direct with previous responsibility for Link Loans, Target, Moneycorp and Cashflows..
Prior to joining the team, Michael spent three years at OC&C Strategy Consultants, focusing on strategy and private equity projects across a range of industries. He has a First-Class degree in Chemistry from Oxford University and went on to complete a masters’ degree in carbohydrate chemistry.
Howard is a Partner of Pollen Street Capital having re-joined the team in 2015 having left in 2012. Prior to 2012 he was a Partner in the team where he started in 2000. Howard is focused on investing in credit opportunities and financial services businesses with current responsibility for BIK and Deko as well as a number of credit investments including, Caledonian Finance, 3J Finance, Credit Step and Sancus. Howard was previously responsible for Banca Sistema and Arrow Global.
Prior to re-joining the Pollen Street team in 2015, Howard assisted the Swedish credit institution Hoist Finance to enter the UK debt collecting and npl debt purchasing sector, supporting the acquisition of a number of UK companies and debt portfolios in both a structuring and operational role. Howard has a 1st class honours degree in Mathematics from University College London.
Ian is a partner of Pollen Street Capital and joined the team in 2007. He has focused on insurance, payments and a range of credit businesses. Ian is currently responsible for Miles Smith and Cashflows together with credit investments in a number of loan portfolios. Previous responsibility for Arrow Global and Catalina Re.
Prior to joining the team, Ian worked at OC&C Strategy Consultants. Ian is an economist by background with a First Class Honours degree in Economics from London School of Economics and an Mphil in Economics with distinction from Cambridge University.
Duncan has extensive experience in financial services. Prior to joining Pollen Street Capital at the beginning of 2017, Duncan spent seven years focused on financial services mergers and acquisitions, principally advising private equity firms on the disposal and acquisition of mid-market portfolio companies.
He is qualified as a Chartered Financial Analyst and accountant which he gained whilst at EY. Duncan has an honours degree in Economics and Finance from Loughborough University.
Ethan joined the Pollen Street team in 2017, and has sourced, executed, financed and managed multi-billion worth of loan purchase programs across various credit asset classes.
He has co-developed gradient-boosting and neural-network-based credit, fraud and conversion models with various lenders and specialty finance companies, as well as created an automated credit score improvement algorithm for US consumers. In addition, he has also developed synthetic macroeconomic risk factor models, both economic data and market data-based, which complement micro loan-level credit models and pinpoint portfolio VaR to various recession scenarios.
After joining Pollen Street, Ethan continues to specialize in sourcing, negotiating and executing bespoke credit investments in the real estate, consumer and small business sectors, with mutual value creation for Pollen Street and its origination & lending partners, and continues to explore new loan product launch opportunities for Pollen Street’s existing origination partners.
Ethan began his career with J.P. Morgan and graduated from Yale University, Bachelor of Arts, majoring in Economics and Mathematics, with the Louis F. Laun award as No. 1 Economics major of his class. He was also a Silver medalist representing the China National Team in All Russian Mathematics Olympiad.
Raga is an Investment Analyst at PSC Eaglewood focused on sourcing and executing credit transactions. During his 4 years at Eaglewood, Raga has worked extensively on forward flow purchase programs and wholesale facilities with alternative lending platforms in the US and has contributed to building its risk framework. Prior to joining PSC Eaglewood, Raga was a Quantitative Research Analyst intern at ROW Asset Management, a global macro investment fund where he developed hedging strategies and built tools for risk analytics.
Raga holds a Masters in Financial Engineering from the UCLA Anderson School of Management and a Bachelor of Technology in Electrical and Electronics Engineering from National Institute of Technology, Karnataka, India.
Prior to joining the Pollen Street Capital in 2018, Jonathan spent 7 years working at mid-market private equity firm Vision Capital, where he gained experience across a range of sectors including financial services, retail and industrial.
He started his career at Ernst & Young and qualified as a Chartered Accountant in 2008, before moving to Nomura in the UK Financial Institutions Group investment banking team.
Jonathan holds a BSc in Economics from the University of Warwick.
George is an associate at Pollen Street Capital and joined the team in 2018. Prior to joining Pollen Street Capital, George spent seven years at PwC where he qualified as a Chartered Accountant before working across both the Corporate Finance and Transaction Services departments. During his time at PwC, George primarily focussed on mid-market transactions in the Financial Services sector.
George holds a BSc in Geography from Newcastle University.
Senior Manager - Credit Risk & Analytics
Alec joined the company in January 2017 to expand the company's capabilities in automated decisioning and optimisation.
He has worked in Credit Risk and Analytics for 7 years covering both assets and liabilities across consumer and business customers over short-term products through to mortgages. Prior to joining Pollen Street Capital he worked at RBS as part of the effort to separate Williams & Glyn, helped 118118 Money grow their loan book 58 fold and moved DFC Online from operating in the single payment loan space to offering term loan products.
He has a Masters in Mathematics from Durham University where he focussed on Numerical Methods and Simulations.
Outside of work he is a passionate sportsman playing hockey for Didsbury Northern Hockey Club and polo for Triskelion Polo Club in the Isle of Man.
Abror is a partner at Pollen Street Capital and is responsible for asset allocation and investment selection at PSC Eaglewood.
Prior to joining the firm, Abror worked as a Director within Lazards Structured Credit Advisory group, was a Senior Portfolio Manager for Union Investment in Frankfurt, a Portfolio Manager at Cambridge Place Investment Management and held various positions within the Global Portfolio Management Group at Deutsche Bank. In these roles, Abror has been responsible for managing over €3.5 billion of funds invested in structured credit, real estate and private equity investments.
Abror has extensive experience investing in credit. Abror holds Master’s degrees in Business and Finance from the University of Hamburg, the University of Nantes, and the University of Valencia and is also a CFA charterholder.
Head of Structured Lending
Michael is responsible for origination and execution of wholesale finance facilities in the speciality finance space. He joined Pollen Street in 2017 and has over 10 years’ experience in credit investing and structured lending.
Prior to joining Pollen Street, Michael was a director and founding member of the Shawbrook wholesale lending team where he helped build a successful franchise in the speciality finance lending space over the past four years. Prior to this he spent three years in the RBS Structured Finance team, where he led transactions and headed up modelling and analytics. Prior to this he held quantitative credit roles at Eiger Capital and Agathe Capital.
Michael holds a Master’s degrees in Economics and Finance from the Warwick Business School, a BSc (1st class) in Economics and Econometrics from Southampton University and is a CFA Charterholder.
Anastasia joined Pollen Street with considerable experience in consulting and investment banking. As well as financial services, she has been active across a number of sectors including technology, business services, and consumer.
Prior to joining the team at Pollen Street Capital in 2016, Anastasia spent two years at Bain & Company focusing on strategy and private equity projects across a range of industries. Prior to that, she qualified as a Chartered Financial Analyst and as a Chartered Accountant with PwC and spent four years in their Corporate Finance Department focusing on mid-market transactions.
Anastasia holds a BA in Business from Simon Fraser University in Canada, and an MBA with Honours from IMD in Switzerland.
Peter has been investing in public and private markets since 2007, with an emphasis on financial services businesses.
Prior to re-joining the Pollen Street team in 2017, Peter was an investment professional at Moore Capital Management, a private investment firm focused on global financial markets. Peter began his career in investing with the Pollen Street team when it managed the £1.1bn Special Opportunities Fund, and was responsible for evaluating and executing private equity and opportunistic credit investments. Key transactions included Krunch, Spring and Target Group.
Peter received a BA from Cornell University, magna cum laude, and an MBA from Columbia Business School, where he completed the Value Investing Program.
Connor Marshall-Mckie joined Pollen Street in 2018 as an Associate in the Credit investment team.
Prior to joining Pollen Street, Connor worked at Bluestone Capital Management in both the UK & Australia. During his time at Bluestone, Connor was focused on purchasing performing & non-performing loan portfolios and the securitisation of Bluestone originated loan portfolios.
Connor has completed Level II of the CFA programme.
Lindsey founded Pollen Street Capital in 2013 and is the managing partner as well as chairman of the investment committee.
Lindsey has been a private equity investor for more than 20 years with a particular focus on the Financial Services sector. Before she founded Pollen Street Capital, Lindsey led the team managing the £1.1bn Special Opportunities Fund within RBS and also spent six years as a Partner at Cabot Square Capital, focusing on operating investments in real estate and other asset backed investments, together with investments in the financial services sector.
Lindsey serves as non-executive director of a number of portfolio companies including Shawbrook Bank, Cashflows Europe and Bidx1.
She has a First-Class Honours degree in Accounting and Finance and studied for an MPhil in Finance from Strathclyde University.
Outside of work Lindsey is a keen runner having successfully completed the Marathon Des Sables in 2007 and 2011. She also supports a number of charities with a particular focus on mentoring children in state schools and a number of projects in Africa.
Partner, Organic Originations
Paul joined the Pollen Street team in 2016 as CEO for Honeycomb and has a career spanning over 20 years within financial services, predominantly focussing on consumer and SME lending. Paul has led a number of businesses as well as subsidiaries within major banks, including Barclays Partner Finance and Firstplus. Since 2002, Paul has held CRO, COO and CEO roles across current accounts, credit cards, loans, mortgages, point of sale finance, motor and asset finance business lines within Lloyds TSB, Barclaycard, Barclays Bank and RBS, leading significant turnarounds and entry into new markets. Paul has also served as a non-executive director & Vice Chair for the FLA. Paul has been an approved person since 2007, is a Fellow of the Institute of Directors, holds a MBA in International Strategic Leadership from Nottingham Trent University and a BSc(Hons) in Mathematics.
Matthew is a partner of Pollen Street Capital and joined the team in 2009. He has focussed on investing in operating companies and credit opportunities across a range of lending markets. Mathew has current responsibility for Shawbrook and 1st Stop Group together with a number of credit investments including a GE portfolio, EzBob and Amicus with previous responsibility for Capitalflow.
Prior to joining the team, Matthew qualified as a Chartered Accountant with PwC and spent four years in their Corporate Finance Department focusing on mid-market transactions. He has a First-Class Honours degree in Economics and Finance from Bristol University.
Originations, Chief Credit Officer
Nick joined the team in 2017 and is responsible for credit risk strategies for organic lending within one of the investment trusts.
Nick has 20 years of experience working in Credit Risk within the financial services sector. Prior to joining the team, Nick worked for Dollar Financial as their Chief Risk Officer. He previously worked for Citi Group, Cattles and Santander.
Nick holds a BSc Honours in Business from Manchester Metropolitan University.
Ethan has four years of experience in credit investing and analysis. He is currently responsible for origination and execution of structured lending facilities to non-bank financial institutions at Pollen Street Capital. Prior to this he was an early member of the Shawbrook Bank Structured Finance team, where he helped build a book over £300m and Fitch Ratings, where he was focused on securitisations and the global property markets.
Ethan is a Dean’s List graduate, holding a BSc in Statistics from University College London.
James joined Pollen Street in 2018 as a Portfolio Director to oversee the groups treasury needs.
James started his career working in asset management for Bank of New York Mellon, before moving to the hedge fund Cambridge Place Investment Management.
Over the last 10 years, James has been involved in a number of successful financial services start-ups, most recently spending 4-years building Atom Bank, the UKs first App based bank. There he built the Treasury from a blank sheet of paper to a fully operational function managing a multi-billion-pound balance sheet.
James is a partner of Pollen Street Capital and has been with the team since 2004. Over the last ten years James has been investing in credit opportunities and financial services businesses. James is focussed on origination for both credit and private equity with current responsibility for Capitalflow, Visionblue, Miles Smith, Bidx1, Green Deal Finance Company and JaJa with previous responsibility for Krunch, Spring, Target and Shawbrook.
Prior to joining the team, James qualified as a Chartered Accountant with PwC, worked for E&Y in an IT consulting role, as a commercial director for a software engineering firm and in structured debt working for RBS. James has a degree in History and Politics from Exeter University and is a member of the Institute of Chartered Accountants of Scotland.
Manager, Product Strategy
Ben joined Pollen Street in December 2017 as a manager of product strategy.
Prior to joining Pollen Street, Ben had spent over two years with US FinTech Avant, working on their UK lending platform across both Marketing and Product teams.
Ben graduated with a BSc in Computer Science from Queen Mary University of London.
Indraveer has been working in credit investing, investment banking and insurance since 2009. He joined PSC Eaglewood in 2014 and has been involved in executing the Real Estate strategy as well as a broader focus on the execution of investments across asset classes and geographies. Prior to joining PSC Eaglewood, Indraveer was part of the Financial Institutions Group at Lazard where he gained experience across M&A, Structured Credit, Debt Advisory and Restructuring. Prior to which he worked at Aegon Religare Life Insurance in India.
Indraveer holds a Master’s degree in Finance from the London School of Economics, a BA (Hons) in Economics from Delhi University and is a CFA Charterholder.
Originations, Commercial Director
Chris joined Pollen Street in 2016 and is focussed on building partnerships and developing the unsecured and point of sale lending assets.
Chris has extensive experience at the forefront of consumer lending, leading the commercial and marketing activities for household names including 118 118, Shop Direct and Barclays Bank.
Chris holds a master’s degree in marketing from Lancaster University as well as an undergraduate degree in psychology from Reading.
Zachary joined Pollen Street in 2018 as a part of the credit investment team focusing on CRE and SME investments.
Prior to joining Pollen Street, Zachary held an Associate Portfolio Manager role at Ranger Capital Group working on their direct lending funds. He was responsible for active investment analysis and selection across a wide variety of industries and asset classes. He has also held several credit analysis roles in commercial banking, where he focused on underwriting specialty finance, C&I, CRE, and dealer finance transactions.
Zachary received his Bachelor of Science in Finance from Louisiana State University and graduated cum laude.
Chloe joined Pollen Street Capital in 2018 as part of the Credit investment team. Prior to joining the team, Chloe spent three years at Deutsche Bank’s debt capital markets and structured finance team, where she advised and executed credit transactions for UK corporates.
Chloe holds a First-Class Honours degree in Economics from the London School of Economics.
Operations Director, Servicing
Andy joined Pollen Street in January 2017 and he is responsible for managing a number of outsourced servicing partners.
He has worked in Financial Services for virtually all of his career and he has held various senior positions within lending/BPO organisations spanning the end to end customer operations cycle.
Andy has a broad knowledge of the consumer finance spectrum having worked in mortgages, unsecured/secured loans and credit/store cards at Santander (Abbey and Alliance & Leicester), Capital One and Ikano Bank.
Andy is a director on the Board of AvantCredit.
Daniel joined Pollen Street in May 2018 as a Financial Accountant on the Credit team. He assists with the monthly reporting and is also refining Pollen Street’s financial processes.
Prior to joining Pollen Street, Daniel worked at KPMG in New Zealand as a Senior Accountant where he qualified as a Chartered Accountant with Chartered Accountants Australia and New Zealand.
Daniel graduated from the University of Waikato with a Bachelor’s degree in Management Studies majoring in Accounting and Finance.
Head of Finance - Private Equity
Julian has extensive accounting and administration experience in the private equity industry, having begun his career in 1997. He has previously worked for several private equity houses including CVC Capital Partners and Lloyds Development Capital.
Julian holds a Degree in Economics from the University of Nottingham, an MBA from Leicester University and he is a fellow of the Association of Chartered Certified Accountants.
Henry joined the operations team in 2018 as an analyst. Henry is project managing the team’s efforts to improve their processes and enhance automation, as well as being responsible for cash management, forecasting and reporting.
Prior to joining Pollen Street, Henry worked in Corporate Trust at US Bank on CLO transactions, before joining Tikehau Capital as a CLO Portfolio Analyst. Henry holds a BSc (Hons) from Oxford Brookes University in Business.
Head of Operations
Alan joined Pollen Street Capital in 2018 as Head of Operations. Alan is mainly responsible for oversight of third party administrators, brokers, PB, fund depository and all aspects of fund operations across Pollen Street. Alan has over 15 years’ Credit Operations experience having previously worked at ICG Plc and more recently at Hayfin Capital Management LLP as Head of Operations.
Alan holds a Bachelor of Business Studies degree from Waterford Institute of Technology.
Prior to joining PSC Eaglewood in 2015, Elaine spent 8 years in the operations group at D. E. Shaw & Co (now Arcesium), primarily supporting the asset-backed securities strategy. She graduated with a B.Sc in Finance from the Stern School of Business at New York University.
Chris joined Pollen Street Capital in 2018 as part of the Finance and Operations team focusing on the firm’s private equity funds.
Prior to joining the team, Chris spent five years at KPMG in the Asset Management department within the audit practice. During this time he specialised in working with a range of private equity, venture capital and real estate clients.
Chris holds a BSc (Hons) in Accounting and Finance from the University of Warwick and is an Associate member of the Institute of Chartered Accountants in England and Wales. Chris is also currently working towards obtaining the Investment Management Certificate from the CFA.
Robert De Tullio
Robert joined Pollen Street in June 2017 to create in-house software solutions for loan originations.
As a highly experienced software developer and architect, Robert has many years’ experience of creating solutions in the finance industry including insurance, banking and hedge funds.
Robert earned an MA in Engineering at Christ’s College, Cambridge specialising in Electrical Sciences before focusing on a career in software engineering.
Emma is a PA at Pollen Street Capital and joined in May 2018.
Prior to working at Pollen Street Emma lived in San Francisco for 18 months, once returning to the UK she worked for Tenzing Private Equity and Cushman & Wakefield as a PA.
Emma graduated from Aston University with a combined degree in Business and Psychology.
Operations Director, Underwriting
Chris joined Pollen Street in October 2017 and has always worked in financial services across banking, insurance and consumer credit. Since 1997 Chris has concentrated on consumer credit. He has worked with organisations including Provident Financial and Non-Standard Finance. He also worked with Cattles plc where he was brought in as a member of the team to turnaround and subsequently sell Shopacheck Financial Services. Chris also worked with Albemarle and Bond after the business was bought out of administration and subsequently sold.
Chris’s experience covers operational, customer service, collections, business change and marketing and commercial roles.
He has an MBA, a BSc in Managerial and Administrative Studies and the Diploma of the Chartered Institute of Marketing.
Jye joined the team at Pollen Street in 2016 particularly focusing on securitised products, real estate investments, debt facilities and peer to peer platforms as well as being partially responsible for cash management & forecasting for one of the firm’s listed vehicles.
Jye graduated from University College London with a BSc (Hons) degree in Economics and is a candidate in the CFA Program.
Outside of work Jye volunteers and fundraises for a number of charities & organisations spanning from homelessness & mental health charities in the UK to working with impoverished children in India.
Group Financial Controller
Darren joined the team in September 2018 and is focused on Private Equity and Group Finance.
Prior to joining Pollen Street Capital, Darren qualified as a Chartered Accountant in industry at Sage where he spent six years working on their payment gateway business Sage Pay before moving on to URICA, one of the investments of the credit funds.
Darren graduated from Northumbria University with a Bachelor’s Degree in Criminology.
Geoff joined Pollen Street Capital in May 2018, focusing initially on credit operations, with a view to assisting with the wider operations functionality across the business.
Prior to joining Pollen Street, Geoff worked across a broad range of credit-oriented products – most recently at CQS Management Ltd, where he was responsible for all operational aspects of syndicated loans.
Geoff graduated from the University of Sheffield with a Bachelor’s degree in Mathematics & Philosophy.
Adrian is a CTO with over 15 years’ experience in the Financial Services sector. Prior to joining the Pollen Street team Adrian worked for a number of organisations to develop their technology and operations functions, and most recently with 118 118 on their entry to the UK Consumer Lending market.
Adrian holds a degree in Chemistry from the University of Cambridge and went on to complete a masters' degree in computational chemistry.
Lindsey joined Pollen Street Capital (US) as a Group Assistant in 2018. Lindsey is responsible for supporting the US team, and making sure the office is running smoothly by keeping the supplies and pantry fully stocked.
Before joining Pollen Street Capital, Lindsey worked as a group coordinator at MRM//McCann where she supported various executives across departments including finance, tech and creative.
Lindsey completed her degree in Corporate Communications at Baruch College. In her free time you can find her volunteering at animal shelters or playing with her own dog, Gouda.
Libby is an office assistant at Pollen Street Capital and joined the team in March 2018.
Libby moved to the UK at the end of 2017 having had a brief hiatus at home in New Zealand after spending five years living and working on board a privately-owned Superyacht in the South of France.
Prior to this she worked at an Architecture & Interior Design firm in Auckland, New Zealand & a Property Management firm in Perth, Australia.
Christopher joined Pollen Street Capital in May 2018, focusing on business intelligence in the technology team.
Prior to joining, Christopher spent the last few years heading up the Business Intelligence Development Team at Investec as part of Group Risk and the Specialist Bank, amongst other areas.
Christopher hold a Bachelor’s degree in Information Technology from Charles Sturt University in Australia. He moved to London from Australia around 12 years ago and enjoys the cooler weather and rain.
Ellen joined Pollen Street in September 2016 as a Personal Assistant to Lindsey McMurray as well as the other senior partners. Ellen joined from TSB where she was the Assistant to the Chief Digital Officer.
Prior to embarking on her career as a Personal Assistant, Ellen worked for ten years in various roles within the media industry. Most recently she was a marketing and project manager at Harrods, where she ran campaigns for a variety of well-known brands and celebrities.
Ellen graduated from the Oxford Brookes University with a 2:1 in English and Performing Arts.
Steve joined Pollen Street Capital in June 2016 and has been in the financial services sector for all his professional career, spanning banking, insurance and credit over 34 years, with 24 years at Board level. Steve has run and managed a number of operating businesses including Colonnade Direct (telephone based Insurance broker), Provident Insurance (Motor Underwriter), Direct Auto Finance (Motor Credit & Car Sales), Albemarle and Bond (Money Services). Since 2003 Steve has worked exclusively in credit covering car loans, unsecured instalment credit and secured loans. He has worked with Provident Financial plc, Cattles plc (as part of the restructuring team) and in his last role before joining Pollen Street Capital worked with Apollo Management buying Albemarle and Bond business out of administration, restructuring it and then completing a successful sale at the end of 2015.
Steve has been an approved person under the FCA/ FSA regime since Jan 2005 (when General Insurance became governed) and has an acute understanding of the regulatory framework. He is a member of the Chartered Institute of Bankers, has a degree in Business Studies & Marketing and has a Marketing Diploma from the Chartered Institute of Marketing.
Natalie joined the team at RBS as a Personal Assistant in 2006. Natalie provides project based as well as day-to-day executive, administrative and logistical assistance to Lindsey McMurray and the senior team.
Prior to joining Pollen Street, Natalie worked in a range of administrative roles, most recently at Dresdner Bank where she was the Personal Assistant to the Head of FX.
Natalie holds a Degree in Hair & Make-up from the London College of Fashion and spent five years working in Film and TV as a Hair & Make-up Artist.
Manager, Product Strategy
Ben joined Pollen Street in December 2017.
Prior to joining Pollen Street, Ben had spent over two years with US FinTech Avant, working on their UK lending platform across both Marketing and Product teams.
Ben graduated with a BSc in Computer Science from Queen Mary University of London.
Head of Finance, Credit
James joined Pollen Street in Jan 2017 and has more than 8 years of accounting experience with 5 years in Financial Services working predominately in Credit covering Premium Finance, Unsecured Instalment Credit and Car Loans
Prior to joining Pollen Street James qualified as a Chartered Accountant in Grant Thornton’s Audit Team before joining Close Brothers in 2013
James holds a BSc in Geography and an MA in Contemporary History, both from the University of Bristol.
Tom joined the team in 2016 as a Senior Developer and is responsible for the development and support of the technology platform.
Tom previously had 15 years of experience specialising in data and business intelligence, he has led and successfully delivered large scale data projects to leading hedge funds and global investment banks.
Tom graduated with an MEng in Aeronautical Engineering from Bristol University with a First-Class Honours.
Charlotte is a Financial Accountant and joined the team in February 2018. She works on the credit funds, assisting in the preparation of the financial statements.
Prior to joining the team, Charlotte qualified as a Chartered Accountant with Close Brothers Group where she spent four years working for the Premium and Retail Finance businesses. Charlotte has a degree in Psychology from Lancaster University and is a member of the ACCA.
Senior Finance Manager
Kate joined Pollen Street in June 2017 and is focused on finance for the credit funds.
Prior to joining Pollen Street, Kate qualified as a Chartered Accountant with KPMG and spent more than five years in their Audit departments in Newcastle and Leeds, focusing on Financial Services.
Kate graduated as a Master of Mathematics from the University of York with First Class Honours with Distinction.
Head of Underwriting
Becky joined Pollen Street in 2016 and is responsible for delivering the Operational Processes to support the consumer loans originated through Honeycomb Finance and Avant Credit. This includes oversight of Underwriting and Fraud Prevention and ensuring that the business partners and lead introducers have the systems, processes and capabilities required to lend responsibly within a given risk appetite.
Becky has significant experience within Underwriting/Credit Originations on Personal Loans, Point of Sale finance and Motor Lending, both at Pollen Street Capital and previously at Together Money.
Becky is currently studying towards her degree in Business Management – Economics.
Magnus joined Pollen Street in October 2016 as Partner, Fundraising and IR. He is also a member of the Investment Committee. Magnus has extensive fundraising and IR experience having raised over USD 4 billion in his career since 1989. Prior to joining Pollen Street Capital, Magnus was previously at TPG’s Fundraising group, where he was part of the global team responsible for Europe. Prior to joining TPG in 2011, Magnus served as Managing Director and Head of Europe for Jefferies Fund Placement Group. Between 2002 and 2010 he was a Partner and member of the management committee at Atlantic-Pacific Capital Inc. and in 2000, was a Principal at NM Rothschild's private equity business in London. He also has work experience as a strategy consultant from Indevo and Bain & Co.
He received his BSc in Economics from the University of Uppsala, Sweden in 1989. He is also a Reserve Lieutenant in the Royal Swedish Navy. He is native in Swedish and fluent in English and German and is a member of the YPO Gold London Chapter.
Rebecca joined Pollen Street in July 2018 as Partner, Strategy and Investor Relations. Rebecca is responsible for helping Pollen Street build and manage its investor relationships, and for developing and delivering strategies to help investors reach their goals. Rebecca also is a member of the Investment Committee.
Rebecca joins with 25+ years of financial services and investment banking experience, most recently with Bank of America Merrill Lynch where she was a Managing Director responsible for Investment Banking coverage of Sovereign Wealth Fund relationships. Prior to Bank of America Merrill Lynch, Rebecca was a Managing Director at RBS, where she was responsible for Global Sovereign Wealth Fund coverage and previously, the Global Loan Syndicate group. Prior to RBS, Rebecca was with CIBC World Markets, with responsibility for the loan underwriting business. Rebecca was selected as one of Financial News’ “100 Most Influential Women in Finance” in 2008 and 2010.
Rebecca received her MBA in Finance and Marketing from the Kellogg Graduate School of Management, Northwestern University, and her BA in International Economic Relations from The University of Michigan.
Amy joined Pollen Street in 2018 as Partner and is responsible for helping to build and develop Pollen Street’s credit investor relations and fundraising efforts
Amy’s most recent role was Partner and Head of Business Development at AlbaCore Capital, a European private debt manager. Prior to this Amy was Managing Director and Head of Business Development at Chenavari Investment Managers with overall IR responsibility for all products at the firm, including managed accounts and co-mingled funds in private credit strategies. From 2008 to 2013, Amy headed Investor Relations at JCAM Global Fund, having transitioned all investors in the $3.5bn global credit fund from Moore Capital to the newly established management company JCAM. Amy also worked at the New York office of GoldenTree Asset Management, a corporate and structured credit manager, focused on developing and expanding their US institutional investor relationships.
Amy holds as BSc Econ in Economics and Management from University of Wales, Cardiff
Kiran joined Pollen Street Capital in 2018 as part of the Compliance team and is responsible for investment management compliance at the Firm.
Kiran started her career within the Private Wealth Management division at Morgan Stanley in London working in the business and compliance department, following which she has worked at several hedge funds, the ACA Compliance Group and Lombard Odier Asset Management (Europe) Ltd where she was based before joining Pollen Street Capital.
Kiran holds a BSc in Economics & Accountancy from City University.
Yves joined Pollen Street Capital in January 2018. Prior to this, Yves worked as a paralegal at Norton Rose Fulbright and Gide Loyrette Nouel, working on a number of matters including international arbitration and financial disputes.
Yves has a first-class degree in Law and Business (Honours) LLB from Edinburgh University and a master’s degree in public international law from Leiden University. Yves also did a six-month placement in the International Tribunal for the Former Yugoslavia.
Nancy is the head of US Legal at Pollen Street Capital and Chief Compliance Officer for Pollen Street Capital (US) LLC. She joined PSC Eaglewood in July 2014 as General Counsel and Chief Compliance Officer. Nancy had previously spent 16 years in private practice at Weil Gotshal & Manges LLP with a primary focus on structured finance, derivatives, financial services transactions and bankruptcy.
Nancy received her J.D. from Pace University School of Law and received her B.A. from Smith College.
Chief Risk & Compliance Officer
Robbie joined Pollen Street in October 2017 and has worked in a variety of financial services businesses during his professional career, attending board meetings in a variety of capacities from 2005 onwards. Robbie has worked in legal, compliance and regulatory roles with Tesco Personal Finance (now Tesco Bank, previously a RBS/ Tesco joint venture), RBS, HBoS, Dollar Financial Corp and Avant Inc. During this time, Robbie’s leadership responsibility spanned legal, compliance, risk, anti-money laundering and governance functions.
Robbie is a dual-qualified lawyer, holding practising certificates in both Scotland and England specialising in financial services regulation. Robbie has been an approved person under the FCA regime, holding CF1 and CF11 responsibilities.
Senior Legal Counsel
Tom joined Pollen Street Capital in December 2016. Prior to this, Tom spent over six years as a corporate lawyer at Slaughter and May, working on a number of public and private M&A and equity capital markets transactions, joint ventures and restructurings across a broad range of industries. Tom spent six months working in Slaughter and May’s Hong Kong office in 2011/12 and four months on secondment to Apollo Global Management’s London office in 2013.
Tom has a degree in land economy from the University of Cambridge and, prior to becoming a lawyer, spent five years as an officer in the British Army.
Chris joined Pollen Street Capital in early 2015 as General Counsel. He had previously spent 7 years in private practice at Linklaters LLP with a primary focus on capital markets, securitisation and structured finance transactions. During his time at Linklaters, Chris undertook secondments to Citigroup Global Markets and The Royal Bank of Scotland where he worked on a number of derivatives and debt capital markets transactions and advised on access to central bank liquidity schemes.
Prior to joining Pollen Street Capital, Chris spent a further three years at RBS where he advised on a range of legal matters relevant to corporate and commercial banking and was heavily involved in a number of financial services regulation and balance sheet management workstreams. Chris has a law degree from Cambridge University and completed his LPC at Nottingham Law School.
Steve joined Pollen Street in August 2018 to develop the compliance framework covering credit strategies.
Prior to joining Pollen Street, Steve spent over 10 years at credit management firm Cabot Credit Management, where he managed the Regulatory Compliance and Advisory team as Compliance Manager. Steve helped to build the Compliance department at Cabot and played a lead role in developing the compliance framework. His key strengths include consumer credit law and FCA regulation, data protection, vulnerable consumers best practice and regulatory change.
Steve sits on the Steering Committee for the South East regional Money Advice Liaison Group (“MALG”), part of National MALG, whose aim is for members from across the credit industry to work together to improve the lives of people in debt.
Steve was one of the first to achieve the Credit Services Association’s Diploma in Compliance and Risk Management and was recently certified as a Mental Health First Aider by MHFA England.
Group Risk Manager
Nicola is Group Risk Manager with over 10 years of experience in Private Equity administration, Operations and Compliance roles.
Nicola is an Affiliate member of the Chartered Institute of Securities and Investments having obtained the Investment Operations Certificate and the Award in Risk in Financial Services.