Esme Loans partners with Pollen Street Capital to expand SME offering

The partnership, through Pollen Street’s Honeycomb Investment Fund, will accelerate and expand Esme’s product offering, whilst helping Esme to achieve its strategic growth ambitions.

Esme Loans was launched in 2017 by NatWest as part of the bank’s commitment to investing in innovation and technology to become a faster, easier and simpler bank that’s service-led and customer-focused. Lead by the original founding team – Rickard Kerton, Veronika Lovett and Lucy Hasson -  Esme Loans offers UK-based SME customers a simplified, rapid and paperless end-to-end process with competitive rates for businesses looking to borrow up to £150,000.

Richard Kerton, CEO of Esme Loans, stated, “We are very excited to form this partnership with Pollen Street Capital which gives Esme the opportunity to increase its support to the SME community. Through this strategic partnership, we are able to accelerate the growth of the portfolio whilst providing a wider range of financing options to small businesses across the UK.”

Matthew Potter, Partner at Pollen Street Capital, said, “Pollen Street aims to partner with only the most innovative businesses, who target underserved market opportunities and who show the potential for robust and sustainable growth. We seek out management teams that have insight, passion and determination and we look forward to working together with Esme to achieve their goals.”

For further information, please visit



For further information and interviews, please contact Jason Dempsey in the NatWest press office: 07825 72414.

Or for Pollen Street / Honeycomb:

Boscobel & Partners
Tel: 0203 642 1310
Contact: George Trefgarne
Contact: Charlotte Walsh


Notes for Editors

About Esme Loans

Esme Loans provides fast and simple financing solutions for SMEs who want a quick decision. Removing complex forms and lengthy processes, Esme offers a fully automated experience, providing unsecured loans  up to £150k, over one to five years. Esme Loan’s paperless application can be completed in less than 10 minutes and  stress-free products have no hidden costs and no early repayment fees. Backed by NatWest, Esme talks in simple terms whilst offering the flexibility and efficiency that SMEs want.

About Honeycomb

Honeycomb Investment Trust (LON: HONY) aims to provide shareholders with an attractive level of dividend income through the acquisition of loans made to consumers and small businesses as well as other counterparties.  The Company may also take equity stakes in selected equity investments that are aligned with the Company's strategy and that present opportunities to enhance the Company's returns from its investments.

About Pollen Street Capital

Pollen Street Capital is a private equity and credit manager focused on financial and business services, which brings together a team of highly seasoned specialists with extensive experience in the UK, US and Europe. Pollen Street Capital works closely with entrepreneurial management teams who share our values and whose businesses have strong growth potential. Changes in the focus of large incumbent players, together with the implementation of new models that make the best use of data, analytics and technology, provide exciting opportunities for our partners to pioneer and innovate. Pollen Street Capital has a long track record of supporting these successful models as they expand and grow

About NatWest

NatWest serves customers in England and Wales, supporting them with their personal, private, and business banking needs. NatWest helps customers at all stages in their lives, from opening student accounts, to buying their first home, setting up a business, and saving for retirement.

Alongside a wide range of banking services, NatWest offers businesses specialist sector knowledge in areas such as sustainable energy, commercial property and technology, as well as access to specialist entrepreneurial support.

NatWest has been running MoneySense, an impartial financial education programme for 5–18 year-olds, for more than 21 years. By the end of 2018, NatWest will help another 1 million young people to understand and take control of their finances.